Heather Stanfield's Blog Posts

Nov 12 2018 56289 1

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and

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TAKE 5 HOT HOME TRENDS

Ready to mix up your home décor this year? Here are the top five hottest trends homeowners are loving right now!Industrial stylings. From pullies to Edison bulbs to vintage furniture to bare

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VOCABULARY Green Home Terms

Whether you’re building the home of your dreams or looking for an existing unit, there’s a lot of data involved in finding the right environmentally friendly dwelling. Here’s a breakdown of

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Which Down Payment Strategy Is Right For You

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and

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WHAT TO KNOW About Credit Scores

Credit scores range between 200 and 850, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:Your payment history. Did you pay your credit

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HOW TO Lower Homeowners Insurance Costs

The first step is to shop around; quotes on the same home can vary significantly from company to company.Review the Comprehensive Loss Underwriting Exchange report. CLUE reports detail the

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VOCABULARY Transaction Documents

When you walk away from the closing table with a big stack of papers, know what to file away for future reference.Loan estimate Your lender is required to provide you with this three-page document

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WHAT TO KNOW About The Home Inspection

Some items should always be examined.Structure The home’s “skeleton” should be able to stand up to weather, gravity, and the earth that surrounds it. Structural components include items such

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HOW TO Prepare To Buy A Home

Talk to mortgage brokers. Many first-time home buyers don’t take the time to get prequalified. They also often don’t take the time to shop around to find the best mortgage for their

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HOW TO Prepare To Finance A Home In 9 Easy Steps

1. Develop a budget: Use receipts and your banking transaction history to create a budget that reflects your actual habits over the last several months. This approach will better factor in

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7 Reasons To Own A Home

Tax benefits. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home.Appreciation. Historically, real

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5 Secret Weapons For DIY Projects

Is there a home maintenance project that’s been lingering on your to-do list for too long because you’re dreading the trip to the hardware or craft store? There are some projects you can tackle

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5 Negotiating Tactics That Kill A Sale

Negotiation is a subtle art in real estate, but skilled negotiators can usually find some common ground that satisfies all parties. On the other hand, using the wrong negotiation tactics can sink a

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A Property Brothers Home Can Be Yours

Wish you had a home renovated by "Property Brothers" stars Jonathan and Drew Scott—only you don't want to bother with the hassles or stage fright of appearing on reality TV? You're in luck: A

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