You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and
Ready to mix up your home décor this year? Here are the top five hottest trends homeowners are loving right now!Industrial stylings. From pullies to Edison bulbs to vintage furniture to bare
Whether you’re building the home of your dreams or looking for an existing unit, there’s a lot of data involved in finding the right environmentally friendly dwelling. Here’s a breakdown of
Credit scores range between 200 and 850, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score:Your payment history. Did you pay your credit
The first step is to shop around; quotes on the same home can vary significantly from company to company.Review the Comprehensive Loss Underwriting Exchange report. CLUE reports detail the
When you walk away from the closing table with a big stack of papers, know what to file away for future reference.Loan estimate Your lender is required to provide you with this three-page document
Some items should always be examined.Structure The home’s “skeleton” should be able to stand up to weather, gravity, and the earth that surrounds it. Structural components include items such
Talk to mortgage brokers. Many first-time home buyers don’t take the time to get prequalified. They also often don’t take the time to shop around to find the best mortgage for their
1. Develop a budget: Use receipts and your banking transaction history to create a budget that reflects your actual habits over the last several months. This approach will better factor in
Tax benefits. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home.Appreciation. Historically, real
Is there a home maintenance project that’s been lingering on your to-do list for too long because you’re dreading the trip to the hardware or craft store? There are some projects you can tackle
Negotiation is a subtle art in real estate, but skilled negotiators can usually find some common ground that satisfies all parties. On the other hand, using the wrong negotiation tactics can sink a
Wish you had a home renovated by "Property Brothers" stars Jonathan and Drew Scott—only you don't want to bother with the hassles or stage fright of appearing on reality TV? You're in luck: A
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